Wallet Users can transfer their wallet money between each other by methods provided below-

• Wallet user to Wallet user transfer (Wallet to Wallet by User)
• Wallet user to Non Wallet user transfer (Non-Wallet to Wallet by User)
• Non Wallet user to Wallet user transfer (Non-Wallet to Wallet by Agent)
• Non Wallet user to Non Wallet user through Agents (Non-Wallet to Non-Wallet by Agent)

• Through Digital Mobile Money application, wallet users can make payments to such business related organizations linked with the Digital Mobile Money. (Example, payments with installation methods, pay off debts to businesses).
• Such business organizations as well can make payments to wallet users by means of payroll system and loan payments.
• The particular business payment services will be updated in our Digital Mobile Money application at your discretion.

• Through Digital Mobile Money application, wallet users can make payments to such governmental related organizations (merchants) linked with the Digital Mobile Money. (Example, payments for electricity bills, payment for taxes, payments for school fees).
• Such governmental related organizations as well can make payments to wallet users. (Example, pension payments and life insurance fees)
• The particular payment services will be updated in our Digital Mobile Money application at your discretion.

• Through Digital Mobile Money application, wallet users can make payments to such Non-Profit organizations (merchants) linked with the Digital Mobile Money. (Example, payments for membership fees, subscription fees, and donations).
• Such Non-Profit organizations as well can make payments to wallet users. (Example, payments as rewards and supportive or aid payments)
• The particular payment services will be updated in our Digital Mobile Money application at your discretion.